April showers are here,

April showers are here, so hopefully you're remembering to take an umbrella with you whenever you leave the house. But you should also be thinking about how to prepare for a different kind of rainy day -- the kind that can devastate your finances. About Money's experts have some tips on preparing for the financial worst, from getting your insurance in order to setting up an emergency fund.

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devastate
〔物や場所を〕徹底的に破壊する、壊滅させる、荒廃させる
〔人の気持ちに〕打撃を与える、〔人を〕大きく落胆させる

I was devastated by your lies. 
 あなたにうそをつかれて、私の心は粉々です。

I'm devastated. 
がっかりだ。

A huge fire devastated the city in 1871. 
大火災は1871年にその都市を破壊しました。