freeload

freeload
 to take advantage of the generosity of others without offering to help financially.

we'll go Dutch. I don't like to freeload.

This young man refuses to work and is freeloading.

Most of the uninsured in this country aren't lazy, freeloading  hobos who don't wanna work.

Yesterday's freeloading  hippie is today's wireless world traveler.

uninsured
保険を掛けていない、無保険の

hobo
ホーボー生活をする、仕事を求めて渡り歩く

The musician hoboed all over the country, when he was young. 
そのミュージシャンは若いときに仕事を求めて全国を渡り歩いた。